Do you wish to upgrade comfortably to a private property without touching any savings?
Many HDB homeowners with incomes starting from $5000/month have comfortably done so. And now enjoy a better lifestyle and are en route towards financial freedom.
You have the opportunity to be just like them!
Imagine having the ability to create passive income for a relaxed retirement....
Imagine having the freedom to spend time with loved ones, without the stress of working everyday...
Imagine waking up in exclusivity and lifestyle...
Imagine enjoying the luxury of a swimming pool at your backyard...
Right now, you might be thinking...
Upgrading is only for the "rich"
Can I really upgrade with my income level?
Upgrading is too "risky"
These are all valid concerns that many of our clients have raised to us.
Thankfully, our deep knowledge and expertise have allowed us to design specific step-by-step strategies for our clients. And our in-depth financial analysis, allows our clients to safely and comfortably upgrade with a clear understanding of their investment roadmap 5-10 years down the road.
Peter Teo and Ian Teo are a dynamic duo who are 200% committed to adding special value to their clients through their knowledgeable, sincere and honest professional service. Both Teos have a strong passion for real estate, financial market and investments.
They specialize in analyzing both macro and micro economic; to identify opportunities for enhancing the assets and wealth of their clients. Because of their utmost professionalism, passion, and focus when serving their clients, Peter and Ian have received numerous commendations and testimonials from clients.
Their dreams were made possible through our personal Strategy Consultation Session.
Learn the powerful step-by-step processes on how we have helped other homeowners to upgrade their assets and kickstart their journey towards financial freedom
In this consultation session, you will receive:
An in-depth calculation and analysis of your current financial health
A financial breakdown of your funds - including additional costs like legal fees, stamp duties, cash outlay...etc
Financial Tactics to Reduce monthly installments
Affordable Potential Ownership Options and Financial Boundaries
A Prudent and Realistic Asset Progression strategy plan
A systematic property investment roadmap
Bonus: 3 Key Factors to identify a property with HIGH upside potential
You can be just like them too!
Every property decision needs to be carefully and delicately tailored to suit each individual and family. We encourage financial prudence and making decisions only with proper financial analysis based on facts and figures.
You can take ACTION today, and allow us to guide you through your journey towards financial freedom.
Simply fill up the form below and arrange for your strategy consultation session today!
What you do today, will impact your life and the lives of your loved ones in the future.
Learn how we've helped our clients to upgrade to a better asset with a 5 -10 year Exit Strategy and reserve funds of $80k~$120k.
And even helped some fortunate few to own multiple properties, allowing them to enjoy a better lifestyle and generate passive rental income for retirement. And leave a legacy for their loved ones!
Mr and Mrs Ong, both 35 years old were owners of a 4-room HDB flat. They first approached us to help them sell their HDB and buy a resale Executive Maisonette.
After thoroughly assessing their financial health and market conditions, we helped them discover a solution to grow their wealth through our Asset Progression Strategies.
Now they are proud owners of a 3-room Condominium without having to touch any of their savings, and even have a CASH excess of $120,000!
Because of our Clear Strategic Plan for them, Mr and Mrs Ong are now thinking to purchase their second property for investment!
When our clients, Mr and Mrs Lay first met us, they never imagined they could own a Private Condominium in their life. They had the mindset to stay in their HDB for the rest of their lives.
After our sharing, they understood the risk of only holding a HDB for the long term and the importance of Asset Progression towards growing their wealth. Coupled with thorough financial calculations and market analysis, they were confident of our safe, prudent and systematic strategies.
Today, they own a 3-BR Condo, a 1-BR Investment Condo and still have $70K Excess Cash for emergencies.
We have empowered them to enjoy a better quality of life and earn passive income through rental. Mr and Mrs Lay can now work towards growing their first Pot of Gold, and planning for a comfortable retirement.
"My HDB is fully paid up, why should I upgrade?
If you're like most Singaporeans, most likely you are using your CPF and might have even taken a HDB loan when purchasing your HDB flat.
YOU ARE POTENTIALLY EATING INTO YOUR WEALTH DOING THIS!
1. The 2.5% CPF Accrued Interests you have to pay
2. The 2.5% Interest you would've earned if you didnt touch your CPF monies
3. HDB Loan interest rate of 2.6%
That's a total of 5~7.6% of wealth you potentially lose EVERY YEAR
This means that your HDB's value must have an increase of minimum 5~7.6% per year to BREAKEVEN (which means ZERO cash proceeds).
And with the supply of newer and cheaper BTO coming in, this may only cause the prices of existing HDBs to drop further.
We are having a declining birth rate issue and aging population in Singapore. More people are also choosing to be single.
Supply Increasing, but Demand Decreasing....
What do you think will happen to the prices of HDB?
ZERO CASH PROCEEDS = NO SAFETY NET
This is a potentially dangerous and scary scenario to be in!
Imagine if one day, you needed money urgently to pay for medical bills or an emergency that requires cash urgently.....
Your largest life asset CANNOT help you!
HOW ARE YOU SO SURE?
Data and statistics don't lie. We will share important market data and research we have gathered to aid your decision making.
Do you know which asset will allow you to grow your wealth and generate passive income?
"Peter is the best real estate professional that I have had the opportunity to work with. I am confident we will continue to achieve success in our partnership."
— Mr. And Mrs Chan, Owners Multiple Properties in Singapore
“It is a pleasure working with Ian - he is prompt in his responses, takes initiative and is unfailingly polite and a total professional.
He managed to negotiate a better price on the property than we had expected, and within a day. We will be glad to recommend Ian's services..”
— Mr and Mrs Lay, Owners of Multiple Properties
OUR HAPPY CLIENTS
The smiles you see on their faces only tell a small story of the friendship and relationship we have.